Umbrella Insurance

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What Is umbrella Insurance?

Umbrella insurance is also known as excess liability insurance, and can protect against a range of concerns, including libel, vandalism, slander, and invasion of privacy. Umbrella insurance kicks in after your traditional policies have been expended. If you’re in an industry that makes you more likely to be sued, are a landlord, or own expensive belongings, an umbrella policy may be a good idea for you. Talk to us today for a free online quote for umbrella insurance in Alabama, Louisiana, Mississippi, Florida, and Texas.

Plan for a Rainy Day with Umbrella Insurance

Umbrella insurance in Alabama, Louisiana, Mississippi, Florida, and Texas isn’t a necessity, but it can bring an additional layer of comfort and protection. Car accidents are a great example of why an umbrella policy is important. If your coverage amount is $100,000, but you cause an accident and the other person’s medical bills exceed your coverage amount, you would be responsible for the remainder of the bills. There’s a possibility that you could be responsible for a substantial amount of money in cases that exceed your policy’s limits. Don’t risk putting yourself and your family under financial strain. Umbrella policies are usually quite affordable, and can protect your family's assets. 

Common situations protected by umbrella insurance

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating accidents.
  • Swimming pool accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

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Why wait? Contact us today about umbrella insurance in Alabama, Louisiana, Mississippi, Florida, and Texas. Receive your online quote today!

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