Renters' Insurance

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What Is renters' insurance?

Renters’ Insurance covers belongings, liabilities, and possibly living expenses in the incident of a loss. Renters’ insurance can protect you in a liability case where the injury was caused by something other than a structural problem. There are two types of renters’ insurance: Actual Cash Value (ACV) Coverage and Replacement Coverage. ACV Coverage reimburses you for what your property was worth at the time it was stolen, damaged, or destroyed. Replacement Coverage will reimburse you for what it currently costs to replace your damaged items. We provide you with an online quote for renters’ insurance, and our team can help guide you to the right coverage type for you.

Protect Your Belongings

Whether you’re sub-renting or renting a single-family home, apartment, duplex, condo, studio, loft, or townhouse, you need Renters’ Insurance. Your landlord’s insurance may cover where you lay your head at night, but you need to know that what you lay your head on is protected. Without Renters’ Insurance, there is nothing to protect your belongings. Be confident that your family and your belongings are covered, and start by getting an online quote today from Insurance America.

How much renters' insurance do i need?

  • The cost of Renters' Insurance and the amount of personal property coverage you need depends on how much your property is worth.
  • To get a better understanding of your coverage needs, ask yourself the following questions: How much are my belongings worth? Could I afford to buy it all back again if it were destroyed in a fire or stolen What would I do in the event of a liability lawsuit against me?
  • And one more thing. If you have ever asked yourself, "Do I need renters insurance?"... the answer is probably yes.

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Why wait? Contact us today to receive your online quote from the Insurance of America!

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